Description: 

This workshop will help you understand investing concepts at a level that suits your needs.  The entire workshop is customized by the financial advisor to discuss financial topics in a classroom setting.  Through this workshop, you’ll gain a better understanding of the investing tools and stragegies you can use to help reach your long-term investment goals.

Syallabus:

Week 1 – Foundations of Investing/Key Steps to Financial Success

Foundations of Investing is a 50-minute educational program geared to people who want an overview of investing, including key terms and investment types. Foundations of Investing covers the basic features of bonds, stocks and mutual funds and the importance of asset allocation.

Loan vs. Own Definitions

Bonds

1. What is a bond?
2. Common bond characteristics

•  Issuer
• Maturity date
• Call feature
• Interest rate
• Price
• Rating
• Taxation

Stocks Basic stock terminology

• Stocks/shares
• Dividends/capital gains
• Common/preferred

Basic market terminology

• Primary/secondary market

Mutual Funds

1. What is a mutual fund?
2. Mutual fund features

• Diversitfication
• Pofessional management
• Liquidity
• Flexibility
• Choice

Asset Allocation

Investment Pyramid

• Impact of inflation
• Risk vs. return

Week 2 – Take Stock in the Market

Take Stock in the Market is a 60-minute educational program geared to people who
have little or no stock market experience. Take Stock in the Market covers the basic
structure of the stock market and the three key principles to stock investing.

Stock Market Basics

Basic stock terminology

• Stocks/shares
• Dividend/capital appreciation
• Common/preferred

Market terminology/basics

Three Key Principles of  Successful Stock Investing

• Quality
• Diversification*

Types of investments  (growth vs. income) 

Buy and hold, not timing 

Potential benefit of staying in the market

* Diversification does not guarantee a profit or protect against loss.

Week 3 – Protecting What’s Important

Protecting What’s Important is an educational program designed to offer individuals a foundational knowledge of three critical types of insurance: health insurance, disability insurance and life insurance.

Health Insurance

1. Types of Health Insurance

• a. HMO
• b. PPO
• c. Medicare and Medigap
• d. Health Savings Accounts

2. Disability Insurance

• 1. Types of Disability Insurance
• 2. Social Security vs. Disability
• 3. Important Policy Terms
• 4. Cost of Living Rider

3. Life Insurance 

  a. What Is Life Insurance?

• Stages of life
• What can it protect?
• How much is enough?

         b. Types of Life Insurance

• Term
• Permanent

        c. Case Study

• Mark and Melissa

       d.  Additional Considerations

• Policy Through Work
• Old Insurance Policies

Week 4 – Protecting What is Important

Protecting What’s Important is an educational program designed to offer individuals a foundational knowledge of three critical types of insurance: health insurance, disability insurance and life insurance.
 

Health Insurance

Disability Insurance

Life Insurance

Protecting What’s Important

1. Types of Health Insurance  

• HMO
• PPO
• Medicare and Medigap
•  Health Savings Accounts

2. Social Security vs. Disability

3. Important Policy Terms

4. Cost of Living Rider

1. What Is Life Insurance?

• Stages of life
•  What can it protect?
•  How much is enough?

2. Types of Life Insurance

• Term
• Permanent

3. Case Study

a. Mark and Melissa

4. Additional Considerations

• Policy Through Work
•  Old Insurance Policies